TechYK

Friday, 12 June 2020

Jio Missed Call Alert Activate/Deactivate codes [Latest Updated] | How do I activate missed call alert for Free [2020] | 100% Working

Jio Missed Call Alert Activate/Deactivate codes [Latest Updated] | How do I activate missed call alert for Free [2020] | 100% Working.


Jio Missed Call Alert Activate/Deactivate codes [Latest Updated] | How do I activate missed call alert for Free [2020]


Hi readers,

Welcome to Techykblog, Today’s post explains How to activate missed call alert for Free [2020] 

& listed with Jio Missed Call Alert Activation And Deactivation Codes.


First of all, we will see 


What is Jio Missed Call Alert?

Is Jio Missed Call Alert Free of Cost?

How do I Activate Jio Missed Call Alert?

How do I DeActivate Jio Missed Call Alert?


So let us see what are these,



What is Jio Missed Call Alert?


Jio Missed Call Alert is a service offered by Reliance Jio Company.
Which is a very useful service for all users*.
If your phone is switched off or unreachable at that instance Jio sends the missed call number as an SMS to your number when your Jio Sim is Active. By which you can call that number that is reported by JIO.



Is Jio Missed Call Alert Free of Cost?


Yes, it’s free of cost.



How do I Activate Jio Missed Call Alert?


The service of Jio Missed Call Alert is pre-Activated on every Jio4G SIM.

If you are not able to get the Missed Call alert by JIo then follow these steps:-

  1. Check if Call Forwarding is Not Activated. If it is active you will not able to receive Jio Missed Call Alert at any Instance. To Cancel All call forwarding dial *413 from your JIO4G SIM.

  2. Check if your number as Active recharge plan.

  3. If the above steps don’t work then call customer care number 198

  4. from Jio 4G SIM.Because none of the USSD codes may be useful and you will waste your time for USSD code just call customer care they will solve your issue.


How do I DeActivate Jio Missed Call Alert?

 

As this service is more beneficial as you but then also you want to deactivate it then call customer care without wasting your time in searching up the USSD codes for it.


Thanks for reading the post if you find helpful please do share.


Do you know Agent Smith Malware on Android & how to save your mobile from it then click here.




Sunday, 7 June 2020

Types of Insurance one should know.


Hi Readers,

As all we know the insurance some information is provided in this article.

Life regularly tosses us curves. While we typically can't forestall the unforeseen from occurring, here and there we can get some insurance. Protection is intended to defend us, at any rate monetarily, should certain things occur. There are various protection choices and numerous budgetary specialists will say you have to have them all. It very well may be hard to figure out what protection you truly need. Buying the correct sort and measure of protection is constantly dictated by your particular circumstance. Factors, for example, youngsters, age, way of life, and business benefits assume a job when you're assembling your protection portfolio. 


There are, however, four types of insurance that most financial experts recommend we all have: life, health, auto, and long-term disability.


 

Life Insurance


Life insurance is important, whether you are single or in a relationship. In the event of your death, your loved ones will have to pay your funeral expenses and pay off any financial liabilities you have, such as your debts. If you have insurance coverage, your debts will not be a burden for your family members.


        The greatest benefits of life insurance include the ability to cover your funeral expenses and provide for those you leave behind. This is especially important if you have a family that is dependent on your salary to pay the bills. Industry experts suggest a life insurance policy that covers 10 times your yearly income. But that's a number not everyone can afford.

When estimating the amount of life insurance coverage you need, remember to factor in not only funeral expenses, but also daily living expenses. These may include mortgage payments, outstanding loans, credit card debt, taxes, child care, and future college costs.

 

According to a 2018 study by LIMRA, formerly known as the Life Insurance and Market Research Associations, one in three families might not be able to meet their day-to-day expenses within a month of the primary breadwinner's death.

The two basic types of life insurance are traditional whole life and term life. Simply explained, whole life can be used as an income tool as well as an insurance instrument. As long as you continue to pay the monthly premiums, whole life covers you until you die. Term life, on the other hand, is a policy that covers you for a set amount of time. There are other considerable differences between the two types of insurance, so you may want to seek the advice of a financial expert before you decide which is best for you. Factors to consider include your age, occupation, and number of dependent children.

Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses, such as funeral expenses, can also be included in the benefits.



TOP 10 BEST LIFE INSURANCE COMPANIES IN THE U.S.A

  1. Northwestern Mutual

  2. New York Life

  3. MassMutual

  4. Pacific Life

  5. Banner Life

  6. The Guardian Life

  7. Principal Life

  8. Protective Life

  9. Mutual Of Omaha

  10. USAA

TOP 10 BEST LIFE INSURANCE COMPANIES IN THE INDIA


  • 1) LIC Insurance Corporation Of India.
    2) ICICI Prudential Life Insurance.
    3) SBI Life Insurance.
    4) HDFC Standard Life Insurance.
    5) Max Life Insurance.
    8) Reliance Nippon Life Insurance.
    9) TATA AIA Life Insurance.
    10) PNB Metlife India Insurance.



Health insurance



Health insurance is an insurance that covers the whole or a part of the risk of a person incurring medical expenses, spreading the risk over numerous persons. By estimating the overall risk of [health risk] and health system expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to provide the money to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

According to the Health Insurance Association of America, health insurance is defined as "coverage that provides for the payments of benefits as a result of sickness or injury. It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment"  

Buying a health insurance policy for yourself and your family is important because medical care is expensive, especially in the private sector. Hospitalisation can burn a hole in your pocket and derail your finances. It will become even tough, if the person who brings in the money, is now in a hospital bed. All this can be avoided by just paying a small annual premium which would lessen your stress in case of medical emergencies.

A good health insurance policy would usually cover expenses made towards doctor consultation fees, costs towards medical tests, ambulance charges, hospitalization costs and even post-hospitalization recovery costs to a certain extent.



        Statistically, you and your family are just one serious illness away from bankruptcy, according to a study published by the American Journal of Public Health in 2019. In the Journal's survey of more than 900 Americans who filed for personal bankruptcy between 2013 and 2016, more than two in three bankruptcies were caused by medical problems—from bills, income loss due to illness or both.

Those numbers alone should incentivize you to obtain health insurance or review and possibly increase your current coverage. But with rising co-payments, increased deductibles, and dropped coverages, health insurance has become a luxury fewer and fewer people can afford. When you consider that the national average cost for one day in the hospital was $2,517 in 2018, even a minimal policy is better than none.

The best and least expensive option may be participating in your employer's insurance program, but many smaller businesses do not offer this benefit. The average annual premium cost to the employee in an employer-sponsored health care program was $7,188 for single coverage and $20,576 for a family plan in 2019, according to research published by the Kaiser Family Foundation.

If you don't have health insurance through an employer, check with trade organizations or associations about possible group health coverage. If that's not an option, you'll need to buy private health insurance. 





 TOP 10 BEST Health INSURANCE COMPANIES IN THE INDIA


  1. Apollo Munich Health Insurance Company Limited.

  2. Star Health & Allied Insurance Company Limited.

  3. ICICI Lombard General Insurance Company Limited.

  4. Religare Health Insurance Company Limited.

  5. Cigna TTK Health Insurance Company Limited.

  6. Bajaj Allianz General Insurance Company Limited.

  7. New India Assurance Company Limited.

  8. Oriental Insurance Company Limited 

  9. National Insurance Company 

  10. Max Bupa Health Insurance Company Limited.

 

 

 TOP 10 BEST Health INSURANCE COMPANIES IN THE USA


  1. UnitedHealth

  2. Molina Healthcare, Inc.

  3. Kaiser Foundation

  4.  Anthem, Inc.

  5. Humana

  6. CVS

  7.  HCSC

  8. Centene Corp

  9. Cigna Health

  10. WellCare




Long-Term Disability Coverage

 

Long-term disability insurance is the one type of insurance most of us think we will never need. Often, even those workers who have great health insurance, a nice nest egg, and a good life insurance policy don't prepare for the day when they might not be able to work for weeks, months or ever again. While health insurance pays for hospitalization and medical bills, you're still left with those daily expenses that your paycheck generally covers.

90%

An estimate of the number of disability accidents and illnesses that are not work-related.

Many employers offer both short- and long-term disability insurance as part of their benefits package. This would be the best option for securing affordable disability coverage. If your employer doesn't offer long-term coverage, here are some things to consider before purchasing insurance on your own.

 

Auto Insurance



Coverages such as collision, comprehensive, property liability and bodily injury liability can help cover the costs of expensive claims if an accident happens. Protect Yourself and Others – The right car insurance can help protect you, your family members, your passengers and other drivers.


Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal regulations in each region.

On average, there are six million car accidents in the U.S. every year, according to the National Safety Council. An estimated 38,800 people died in car crashes in 2019 alone. The number one cause of death for American's between the ages of five and 34 was auto accidents, according to the Fatality Analysis Reporting System (FARS) in 2009 data (the last available data). Over two million drivers and passengers received treatment in emergency rooms in 2009 and the costs of those accidents, including deaths and disabling injuries, were around $70 billion.

Again, as with all insurance, your individual circumstances will determine the cost of auto insurance. To make sure you get the right insurance for you, compare several rate quotes and the coverage provided, and check periodically to see if you qualify for lower rates based on your age, driving record or the area where you live.

 

 TOP 10 BEST AUTO INSURANCE COMPANIES IN THE USA


  1. Geico

  2. Allstate

  3. Progressive

  4. Auto-Owners Insurance

  5. Esurance

  6. Liberty Mutual Insurance

  7. Nationwide

  8. Travelers Insurance

  9. Safeco

  10. USAA


* Not available in every region of the U.S, or to every person in the U.S. This affects overall placement.



 TOP 10 BEST AUTO INSURANCE COMPANIES IN THE INDIA


  1. Bajaj Allianz General Insurance Co. Ltd.

  2. Bharti AXA General Insurance Co. Ltd.

  3. HDFC ERGO General Insurance Co. Ltd.

  4. ICICI Lombard General Insurance Co Ltd.

  5. FCCO TOKIO General Insurance Co. 

  6. New India Assurance Company Ltd.

  7. Oriental Insurance Co. Ltd.

  8. Royal Sundaram General Insurance 

  9. Tata AIG General Insurance Co. Ltd. 

  10. United India Insurance Co Ltd.




Finally,

This articles provide the information of insurance and top 10 best companies in this field for the India And USA Country.
 It is upto you to care for your family and your self.
Please note before purchase of insurance contact to insurance companies read all rules.


 

 

 

 

 


Monday, 21 October 2019

Be aware πŸ”₯‘Agent Smith’πŸ”₯ has arrived at Android devices and apps | Here’s are the list of apps which are infected.❌


πŸ“‘ Key Points:-


πŸ‘‰ What is πŸ”₯‘Agent Smith’πŸ”₯?


πŸ‘‰ How does ‘Agent Smith’ Malware works?


πŸ‘‰ How it has badly impacted on 25 Million devices?


πŸ‘‰ How to know if your Android phone or app has been infected by ‘Agent Smith’ malware?.


πŸ‘‰ How should I prevent this attack or how should get out of it?


πŸ‘‰ List of apps infected by the Agent Smith attack on Google Playstore.


πŸ‘‰ Conclusion...


Hi, Friends TechYk here,Today we will be discussing the dangerous Android malware/Adware πŸ”₯Agent SmithπŸ”₯ here at our TechykBlog. A current trend of Android malware has infected 25 million devices and modified genuine apps with a malicious ads module, according to a report by the security company Check Point.

Before proceeding further we should know what is ‘Malware’?

Malware is something that affects all platforms, be that smartphones, tablets, and desktops. We should avoid using infected mobile apps, websites, software, and don’t ever download the cracked game, software, scripts, apps. This may contain the ‘Malware’ which is really dangerous to one's privacy and the data. But now we can see that the original apps and games are infected by ‘Malware’. Malware is any software intentionally designed to cause damage to a computer, server, client, or computer network.


πŸ‘‰ What is πŸ”₯‘Agent Smith’πŸ”₯

It's considered the malware originated from a Chinese internet company that helps Chinese Android developers to publish and promote their apps in international markets. The malware was hidden as Google-related updaters and "vending modules," which dropped its own app icons and automatically substituted already-installed legitimate apps with its own version without the user understanding. This leads the researchers to name the malware "Agent Smith" because its function is related to the character in the film The Matrix of the same name.



πŸ‘‰ How does ‘Agent Smith’ Malware works?

We have seen What is πŸ”₯‘Agent Smith’πŸ”₯? And sure you have just had an overview of it. So, now we will see how ‘Agent Smith’ works. From the below pic of ‘Agent Smith’ malware working, we can clearly figure out that : User Download’s the infected app. The app listens for the C&C commands and ads commands. The user opens the app and the ads are displayed which was not placed by the developer. It was loaded by the malware and this leads to data leak and Ad fraud. Be aware πŸ”₯‘Agent Smith’πŸ”₯ has arrived at Android devices and apps | Here’s are the list of apps which are infected.❌ Working of "Agent Smith' malware Usually, Agent Smith malware covers itself in sex-related apps, photography apps, and games. As soon as the app is installed on the phone, Agent Smith makes full use of permissions users of the phone has freely given. It is well settled that users often accept all permissions while installing an app without even checking.


πŸ‘‰ How it has badly impacted on 25 Million devices?

The malware first appeared in famous third-party app store 9Apps and targeted mostly Indian, Pakistani and Bangladeshi users. Though, of the 25 million affected devices, 303,000 infections were detected in the US, and 137,000 in the UK.The apps that have been infected by this malicious malware include the most popular and most downloaded apps like WhatsApp, Flipkart, Opera Mini Browser, as well as some of the software from Lenovo and Swiftkeys.The malware scans the app installed on infected smartphones and the malware patch the apps with the malicious ad code modules and re-installs it on users device without knowing the user. For the user, it looks ordinary app but it has been infected by the ‘Agent Smith’ malware. Once the re-install and update have completed the malware owner starts earning by showing/displaying ads on the most used and popular app. Check Point assumes the same malware could also be used for more malicious i intentions such as credit card theft, with the organization report declaring, "due to [the malware's] capacity to hide its icon from the launcher and represents any popular existing apps on a device, there are infinite opportunities for this sort of malware to harm a user's device."


πŸ‘‰ How to know if your Android phone or app has been infected by ‘Agent Smith’ malware?.

Check Point has cleared that it has informed Google about its research on ‘Agent Smith’. Google has subsequently cleaned the Play store to delete the apps that had been infectedπŸ™‚.While Check Point notes that no malicious apps live Google Play Store, it is really possible that your Android phone may still host this malware.πŸ˜”If you are seeing too many ads on your phone, especially shabby or suspicious in nature. Which had been never before then it nearly confirmed it is infected.πŸ˜”

πŸ‘‰ How should I prevent this attack or how should get out of it?

As I said before, We should avoid using infected mobile apps, websites, software, and don’t ever download the cracked game, software, scripts, apps. This may contain the ‘Malware’ which is really dangerous to one's privacy and the data and avoid downloading from third-party stores such as 9Apps.If you checked and confirmed that your device is had been infected first and most important scan the device with the anti-virus.If now also the malware is hosted then deleted the app data of the most popular apps and don’t forget to delete the cracked apps and games.Or the apps and games downloaded from the unknown sources. Factory reset strategy is a recommended solution for this malware. Be sure to back up the important data first and scan that data with antivirus.Now make sure while installing apps on Android device review and check only required permissions only. Check for suspicious behavior of apps.


πŸ‘‰  List of apps infected by the Agent Smith attack on Google Playstore.

  • Ludo Master - New Ludo Game 2019 For Free
  • Sky Warriors: General Attack
  • Color Phone Flash - Call Screen Theme
  • Bio Blast - Infinity Battle Shoot virus
  • Shooting Jet
  • Photo Projector
  • Gun Hero - Gunman Game for Free
  • Cooking Witch
  • Blockman Go: Free Realms & Mini Games
  • Crazy Juicer - Hot Knife Hit Game & Juice Blast
  • Clash of Virus
  • Angry Virus
  • Rabbit Temple
  • Star Range
  • Kiss Game: Touch Her Heart
  • Girl Cloth Xray Scan Simulator
Although Google has deleted the Infected app from Google Playstore we should check we have this app installed on Android device and make sure you have deleted❌ these.


πŸ‘‰ Conclusion…

    Thanks for giving your precious time for reading this post about ‘Be aware πŸ”₯‘Agent Smith’πŸ”₯ has arrived at Android devices and apps | Here’s are the list of apps which are infected.❌’ on TechYkBlog
If you find this helpful please do share because ‘Sharing is Caring’  and help your friends and family to prevent them attacked by ‘Agent Smith‘ malware.
So be aware stay updated with us.
And Thank you once Again !!!
Have a nice day.πŸ™‚πŸ™‚πŸ™‚
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